Credtique

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"Se habla Español"

No Obligation

What To Expect

  • FREE Credit Analysis

  • Credit Recommendations

  • In-Depth Credit Consulting

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​​Clean Up Your Past


We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.

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Track your present


Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.​

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​​Change your future


We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.​

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HOW WE HELP

Improve The Quality Of Life With Good Credit

MADE SIMPLE.


We Provide FREE Resources For Our Clients To Repair Their Own Inaccuracies Within Their Credit Reports. In Most Cases Our Clients Don't Have The Time nor Patience In Repairing Their Own Credit. Click Below To Explore Your Options.

OBJECTIVE

​​Having great credit is more important than ever.

But why work with us?


We are a company with integrity.
We will be there for you every step of the way.
We will be intimately involved with your credit repair experience.
We have over 25 years experienced with consumer, business and mortgage credit.
We offer an increase in your personal FICO scores or 100% Money Back Guarantee.
Our fees are reasonable and there are NO long binding contracts. We help you work your file until it is done.
Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.

Services Includes


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Personalized Dispute


Options to Fit Your Exact Credit Repair Needs.

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Experienced Analyst


Working Personally With You throughout The Process

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Customized Dispute


Custom Level Dispute Letters Submitted On Your Behalf.

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Updated Information


Access to The Status Of Your Case - 24 Hours A Day / 7 Days A Week.

We have an excellent track record in helping client's improve their credit scores


If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 point in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients raise their credit scores quickly and effectively to increase your purchasing power.

​Average Client's Credit Score Increase in 6 months


Average Clients Credit Score Increased In 6 Months
Tickets sell out quick, please get them while they last!
1000
60.00
6 Months
Average Score Increase in 35 days
A chart describing the percentage of members for each point increase
500
93.00
10 Points Or More
71.00
20 Points Or More
25.00
50 Points Or More
15.00
100 Points Or More
Average Score Increase in 90 days
A chart describing the percentage of members for each point increase
500
97.00
10 Points Or More
82.00
20 Points Or More
40.00
50 Points Or More
25.00
100 Points Or More

Testimonials


Our Commitment

Our 100% Guarantee, Cancellation and Return Policy

You are entitled to a 100% refund on all payments and fees, if:


  • You do not remove more than 25% of all the negatives worked on.

  • You have had six months from the time you retain our services.

  • You have at least four negatives on the credit report at the time of sign-up.

  • You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.

  • You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.

  • You should receive updated credit reports every 15-45 days and make us aware if updated reports have not been received

How To Enroll

Step-By-Step

Step # 1

Enrollment

Getting Started Is As Easy As 1-2 & 3! Click Below To Enroll. Complete Our Online Signup Form, Within Minutes You Will Recieve A Welcome Email and A Few Simple Instructions.

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Step #2

Audit & Review

Register With A Credit Monitoring Service & Connect It To Your Client Dashboard. Our Representatives Will Conduct An Audit To identify & Validate The Current Reported Inaccuracies With You.

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Step # 3

Dispute Process

After Your Approval, We Will Dispute The Items You've Identifed In You Report With The Credit Bureaus.

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Dependability Vs Dicipline

The Choice Is Yours

To D.I.Y. or Not To D.I.Y., that is the question...


Option #1


D.F.Y.

"Done-For-You"

This is a First Class level of concierge service that is done-for-you. After our initial consultation call of going over what is valid and what is incorrectly reporting on your credit report, we take it from there. 98% of the work is D.F.Y.

Due to everyday life demands, If you don't have the time, energy pateniece or resources, we can help you manage your request.

Option #2


D.I.Y.

"Do-It-Yourself"

This is a do-it-yourself platform. We Provide a FREE training course to process your own verification dispute. An Active SmartCredit™ Monitoring System is needed so that you know exactly what you are correcting.

You can help friends and families with correcting their reporting discreptencies or set up your very own lucrative compliant credit repair business.

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Is Credit Training legal?
Absolutely, "If you don't know your rights, you have none." Not only that credit training is legal, our credit education and document preparation services will help you. That Federal law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any incorrect/erroneous item on your credit report. If these item cannot be verified within a reasonable amount of time (usually 30 days) it must be immediately removed. Case Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 credit reports. As a result most credit reports improve almost immediately. For items the that are disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time allowed by Federal Law and are deleted. Sometimes the furnisher will report that the items that are reported that it has been verified, but never provide proof. It is our job to request their method of verification, 7 out of 10 times they are not able to provide it and the items get deleted.
Is Credit Training and Education worth my time and money?
Contrary to what credit bureaus want you to believe, credit training does work in most cases. But it only works if you are getting the best training from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.
What can I expect when I enroll in Credit Education?
We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.
What is your 100% Guarantee?
You are entitled to a 100% refund on all monthly payments if:
- You do not remove more than 25% of all the negatives worked on.
- You have had six months from the time you retain our services.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
- You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.

(Clients should receive updated credit reports every 15-45 days. It is the client's responsibility to make us aware if updated reports have not been received).
How long will it take to raise my score?
Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.
Why are your results different?
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.
Will the removed items come back?
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
What items can you help me to remove and improve?
With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.